Our number one priority to our customers is to help them get their financial life back. We do this through constant education on the process of raising your credit score, rebuilding credit, debt settlement when needed, and dealing with debt collectors. We believe that education is the key to restoring your credit.
WHY WE ARE HERE
We are here to assist you with getting the things you want in life. Navigating the credit repair maze can be very challenging if you are not aware of all of the laws that regulate collectors, creditors, and credit bureaus. Our job is to take that heavy burden off of your shoulders and do all of the work for you so you can get approved again.
When it comes to dealing with creditors, collectors, and credit bureaus, you need experience in this area to get the best results. We have the expertise that you need to deal with any situation presented by the creditors, collectors, and credit bureaus.
CREDITOR AND COLLECTOR DISPUTES
To get the best results, you have to go beyond the credit bureaus as they are just one piece of the puzzle. The laws allow you to dispute directly with the creditors and the collection agencies to get inaccurate information removed from your credit reports. Because of this, we provide direct disputes with creditors and collectors for no additional charge.
NO-RISK REFUND POLICY
We believe in complete satisfaction, and that is why we have a no-risk refund policy. If for some reason, we do not have any deletions we will refund your money back.
NO-HASSLE CANCELLATION POLICY
Want to cancel your service? No problem. There is no yearly or monthly contract with our credit repair programs. All services are month to month and you can cancel at any time. Just call or email us and we will be happy to cancel your service.
The Affects of Bad Credit
THE AFFECTS OF CREDIT
Having poor credit can cause you to pay higher interest rates for credit cards, car loans and mortgages. Featured below are additional samples of how having an occasional FICO score affects payment prices and your ability to get credit approval.
AFFECTS ON CAR INSURANCE
It has become common for auto insurance firms to base premiums on your credit scores. Additionally, several firms can still check your credit per annual policy renewal!.
AFFECTS PERSONAL LOANS
People with poor credit are attending to pay higher loan interest when trying to realize unsecured financing. On average, individuals with dangerous credit are attending to pay between 17-26% for a private loan, whereas those with sensible credit can relish rates from 5-8%.
AFFECTS YOUR JOB
Over seventy major firms can check your credit profile when determining whether or not or to not grant you employment. In fact, having excessive debt upon graduation will have additional of a bearing of your probabilities of getting employment than the honors you received whereas at school..
AFFECTS YOUR HOUSING
It is quite common for rental property homeowners to reject potential tenant applications with dangerous credit scores.
AFFECTS YOUR UTILITIES
Believe it or not, utility firms care regarding your credit score! If you’ve got dangerous credit you’ll expect to own to pay a hefty deposit when gap your account and/or you’ll be needed to own a co-signer.